Teachers in Uzbekistan who meet the established criteria now have the opportunity to apply for a state subsidy for purchasing housing. The application process is carried out through the Unified Portal of Interactive Public Services my.gov.uz or the MyGov mobile application.
To submit an application, one must log into the portal or the application, select the service titled 'Subsidy for housing purchase for teachers,' fill in the required information, and send the application. Additionally, documents can be provided through public service centers. This service is provided free of charge.
According to Cabinet of Ministers Resolution No. 69 dated February 19, 2026, the government will cover 25% of the initial down payment on a refinanced mortgage loan using budget funds.
The right to participate in the program is available to teachers under the age of 60 with at least 15 years of work experience and possessing the highest qualification category corresponding to the senior teacher position. The program covers employees of educational institutions of all levels, including schools, academic lyceums, technical colleges, colleges, and higher education institutions.
The subsidy is intended for the purchase of apartments on the primary housing market, and applicants can acquire real estate at their permanent place of residence. However, an exception is made for residents of Tashkent: they can also receive a subsidy for purchasing housing within the Tashkent region.
When evaluating applications, factors such as the teacher's work experience and current place of employment, the highest qualification category, credit history, and information about residential property owned by the applicant and their spouse are taken into account. An important condition is that neither spouse should own more than two residential properties registered in their name, and neither should have previously received a housing subsidy.
The government plans to allocate up to 200 billion soms annually from the state budget to implement this program.
