Experts inform farmers about multi-cropping methods to earn up to 10 lakh rupees per acre

The Government of India disbursed the 24th tranche of the PM Kisan scheme, transferring approximately 19,000 crore rupees to the bank accounts of 9.32 crore farmers across the country. Prime Minister Narendra Modi released this tranche on October 30th from Banaskantha in Gujarat. Under this scheme, eligible farming families receive financial assistance of 6000 rupees annually, which is delivered in three equal installments of 2000 rupees directly to their bank account.

However, the release of the tranche does not guarantee that every registered farmer will receive the funds. If the money has not yet reached your account, the reasons may be errors related to electronic verification (e-KYC), land records, or banking issues. Below are six possible reasons why your 24th tranche might be delayed, along with methods to resolve these problems.

Firstly, if the electronic verification (e-KYC) has not been completed, the tranche may be halted. Completing e-KYC is mandatory for farmers registered under the PM Kisan scheme. Farmers can perform this procedure at home via the official PM Kisan website using an OTP. If the process cannot be completed via mobile phone using OTP, biometric e-KYC can be done at the nearest Common Service Centre (CSC).

Secondly, the delay might occur due to a lack of land record updates or 'Land Seeding'. Only farming families whose names are listed in the agricultural land registry are eligible for payments under this scheme. It is necessary to check the land documents; if the land record verification has not been conducted or the status shows as 'Pending' on the PM Kisan portal, the tranche may be suspended. In such a case, one should contact the local agriculture department or the relevant land official to update the data.

Thirdly, linking the bank account to Aadhaar and NPCI mapping is critically important. PM Kisan funds are transferred through the Direct Benefit Transfer (DBT) mechanism to a bank account linked to Aadhaar. The payment may be blocked if your bank account is not linked to Aadhaar or if NPCI mapping has not been performed. It is important to understand that simply entering the Aadhaar number into the bank is insufficient; both the DBT account and the NPCI mapping must be correctly configured. This information can be obtained at your bank branch or at India Post Payments Bank.

Fourthly, payments may be paused if more than one family member is availing the benefits. According to government rules, a farming family includes spouses and minor children. If multiple family members receive benefits under the scheme, an audit may commence. For instance, if the recipients are a husband and wife, or if the benefit is provided to a minor family member, the payment may be temporarily frozen pending a physical verification of such suspicious cases.

The fifth reason relates to verification for those who acquired land after February 1, 2019. The PM Kisan portal provides for a compliance check for certain beneficiaries who acquired land after the specified date. If there are doubts regarding the records, the tranche may be suspended until the physical verification is complete. Therefore, after purchasing or inheriting land, it is essential to carefully check your documents and the information entered into the portal.

The sixth group of exceptions concerns individuals receiving high pensions or being professionals. Certain categories of citizens are not entitled to receive payments under the PM Kisan scheme. These include pensioners or super-pensioners receiving 10,000 rupees or more monthly. However, Multi-Tasking Staff (MTS), Class IV, and Group D employees are exempt from this rule. Furthermore, doctors, engineers, lawyers, chartered accountants, and architects engaged in practice do not fall under the scope of the scheme. Individuals holding or having held constitutional posts, ministers, municipal corporators (current or former), and district council chairpersons also cannot receive benefits.

If the 24th PM Kisan tranche has not been credited to your account, the first step should be to check your beneficiary status on the official portal. There, you can see the status of e-KYC, Land Seeding, and Aadhaar linkage to the bank. You need to contact the relevant department, bank, or Common Service Centre to correct any identified error. If your account is under review, find out the status of the physical verification. It should be remembered that mere registration in the scheme does not guarantee receipt of funds; payment will only be made provided all necessary documents, land records, and bank account information are correct.

The Maharashtra government has announced the provision of significant aid to the state's farmers affected by drought. It is planned to disburse ₹5000 as Farmers Advanced Financial Support to approximately 1.5 million farmers to provide them with relief before the Diwali festival.

Following a state cabinet meeting, Chief Minister Devendra Fadnavis instructed officials to ensure that these funds are transferred directly to the farmers' bank accounts within the current week, meaning before Diwali.

In connection with this announcement, the total expenditure is expected to amount to ₹7500 crore, as ₹5000 will be allocated to about 1.5 million farmers. Furthermore, the Chief Minister directed bank employees not to withhold any amounts from this aid for the repayment of old debts or outstanding farmer balances. The government's goal is to provide immediate financial assistance to rural families facing crop losses and water scarcity.

It should be noted that this month, the Maharashtra government declared a drought condition in 305 talukas, covering 34 districts of the state, due to severe drought. Initially, the drought was declared in 265 talukas, but the number was subsequently increased to 305, which accounts for about 75% of the state's territory. This drought affects many districts across six administrative divisions of the state, including Marathwada, Vidarbha, North Maharashtra, and Pune district.

The Maharashtra government provides several support measures to drought-affected farmers, such as suspension of agricultural loan recovery, discounts on electricity bills, water supply, and financial aid. The announcement of providing ₹5000 before Diwali is a major relief for these farmers.

Last September, Chief Minister Devendra Fadnavis visited drought-affected villages and stated the imminent introduction of aid measures for needy farmers. He emphasized that the state government would not wait for assistance from the central government and would ensure immediate support for farmers in the affected regions. The announcement of the ₹5000 payment is a step in this direction.

According to reports, as of September 21 last month, the average rainfall in Maharashtra from June 1 to September 21 was only 80.82%. Fifty to 75% of the normal rainfall was recorded in 17 districts, while other 14 districts received 75-100% of the rainfall. Solapur was the most affected, receiving only 48.65% of the average rainfall.

Residents of the Kashkadarya region of Uzbekistan will be able to receive additional income due to the development of the agricultural sector. It is planned that drought- and salt-resistant fodder crops will be planted on an area of 100 thousand hectares of pastures using drones.

At a meeting dedicated to regional development, the president announced plans to implement work in eight districts, which will be carried out according to the Egyptian model in cooperation with the World Bank. Furthermore, the goal has been set to form complexes for housing 10 thousand head of large livestock and 50 thousand head of small ruminants. When implementing the project for selling imported livestock to the population, a zero VAT rate will be applied.

In Guzar district, it is planned to bring 10 thousand hectares of land into circulation, half of which will be allocated for cotton, and the remaining part for fodder crops. The land will be transferred to dehqans, and a cluster system will be established. To enable the land to be put into circulation, it has been instructed to prepare the relevant package of benefits within a week. According to space monitoring data, another 30 thousand hectares have been discovered in the region that can potentially be used.

The president emphasized the problems associated with the high cost and difficulty of delivering water to agricultural lands. In this regard, in the next year, the concreting of 265 kilometers of canals and the modernization of 20 pumping stations will be carried out, for which 550 billion soms will be allocated. In 2027, water-saving technologies will be introduced on 75 thousand hectares together with farmers.

This year, four small reservoirs, each with a volume of 50 thousand cubic meters, were built in the settlements of Kosone, Nishan, Kamashi, and Mirishkor. By June 1, two more similar facilities are planned to be built in five districts.

Vision for Regional Development

At the meeting, Shavkat Mirziyoyev stated the prospect that Kashkadarya could become one of the country's leading regions within one or two years. In the opinion of the head of state, for this goal to be achieved, district hokims and banks must create a favorable atmosphere that stimulates knowledge, provides job opportunities, and supports any initiatives.