1345 individuals seeking help for gambling crisis and high risk of suicidal thoughts identified in South Africa
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1345 individuals seeking help for gambling crisis and high risk of suicidal thoughts identified in South Africa

In 2025/26, the South African Responsible Gaming Foundation (SARGF) identified over 1300 people seeking help due to gambling problems who are at high risk of developing suicidal thoughts. Debt obligations and financial difficulties have exacerbated their mental ill-health.

SARGF identified 1345 individuals with a high-risk profile for suicidal thoughts. Among those assessed, 83% had unmanageable debts, 36 required psychiatric assessment, and 20 were hospitalized for 21 days for treatment. Furthermore, 33% reported a family history of gambling involvement.

It is emphasized that these figures do not mean that all 1345 individuals attempted suicide or that gambling was the sole cause of their distress; however, they demonstrate a complex link between gambling-related harm and mental health status.

Sibongile Simelane-Kuntana, CEO of SARGF, explained that the stress experienced by those seeking help often stems from multiple interconnected factors. According to her, there is a complex combination of gambling harm, uncontrolled debt, financial problems, substance abuse, relationship strain, and underlying mental health issues such as anxiety and depression.

Simelane-Kuntana added that the emotional burden associated with secrecy, shame, hopelessness, social isolation, and deteriorating relationships can worsen financial losses and increase vulnerability to suicidal thoughts. For some people, gambling becomes a way to earn extra income or a means to avoid immediate financial pressure.

Individuals may use savings, loans, overdrafts, and pension funds to cover losses, initiating a cycle where growing debt deepens anxiety, depression, and feelings of despair. Simelane-Kuntana noted that debt is often both a consequence and a cause of distress due to excessive gambling, as people can get caught in the trap of chasing lost money.

The foundation's treatment program includes confidential counseling, psychosocial support, financial literacy training, and debt counseling. Individuals at high risk are referred for clinical assessment to determine the need for outpatient counseling, urgent psychiatric evaluation, or inpatient treatment.

Simelane-Kuntana warned that access to specialized mental health services remains a challenge due to a shortage of specialists and dedicated beds, which could potentially delay care. She stressed the importance of reducing stigma regarding both problem gambling and mental illness, as people are more likely to seek support when they know help is available without judgment.

Pressure also affects students, who may face a mismatch between allowances and living expenses while managing household financial expectations. The Ikusasa Student Financial Aid Programme (ISFAP) warned that financial pressure can push students towards online betting in hopes of supplementing income, but losses can worsen their financial difficulties and jeopardize their academic progress.

ISFAP CEO, Werner Abraham, explained that students struggling to cover living costs while supporting their families can be particularly vulnerable. He stated that financial stress remains one of the most significant factors disrupting concentration and well-being among university students. Abraham noted that when students face increasing family expectations or a gap between allowances and expenses, online gambling can seem like a quick fix, but the resulting losses lead to significant financial and emotional strain that disrupts the student's academic journey.

He also explained that their support model combines financial literacy and budgeting assistance with counseling, mentorship, and early intervention, asserting that student mental health must be considered alongside financial support.

At the industry level, Sun International launched its Responsible Gambling Charter this month, setting commitments to player education and protection, ethical marketing, and staff responsibility and training. The company stated that its promise is simple: to provide clear guidelines for responsible gaming and tools to help maintain control.

This charter is overseen by the company's board Social and Ethics Committee, reviewed annually, and featured in the Sustainability Report. Sun International reported that it is working towards obtaining independent responsible gambling certification.

The government is also considering further regulation. During the Medium-Term Budget Statement on Wednesday, Finance Minister Enoch Godongwana announced that consultations are ongoing regarding a proposed national online gambling tax. Godongwana noted that the received proposals generally recognized the need to address the issue of rising online gambling and its associated harm. He specified that the final version will be announced in the February 2027 Budget, and consultations will cover the tax structure, its relation to existing regulations, and implications for provinces and the regulated market.

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Financial Anxiety Transforms into Mental Health Crisis in South Africa
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Financial Anxiety Transforms into Mental Health Crisis in South Africa

Financial stress is having an increasingly severe impact on the mental health of South Africans, as over eight out of ten respondents lack emergency funds. Currently, South Africans are facing familiar pressures related to needing to borrow money for groceries, worrying about the next electricity bill, and having no savings for emergencies.

According to the Wonga 2026 Credit Utilisation Survey, which involved 4872 South African residents, it was found that 81% of respondents had no savings or financial reserve for emergencies, and nearly 41% used credit to cover essential monthly living expenses such as food.

These results emerged during Mental Health Awareness Month and highlight how financial difficulties can extend beyond the family budget, causing anxiety, sleep disturbances, and decision-making impairment.

Tina Manyanya, a representative of Wonga, notes: 'Financial stress has become a silent crisis. We are observing the mental and emotional consequences of a population caught in a constant survival cycle, spending money in debt to cover necessities like food, transport, and electricity.'

A separate study by DebtBusters confirms the scale of the problem. Their 2026 'Money-Stress Tracker,' which surveyed almost 18,000 subscribers who were not receiving debt counseling, showed that 72% experienced financial stress. Of those affected, 75% reported it affects their health, 76% their work life, and 92% their home life.

DebtBusters also found that 53% of respondents spent more than 40% of their net income on debt repayment, compared to 48% the previous year.

Stuck in Stress

Psychologist Dr. Andrea Kellerman, who analyzed the psychological implications of the DebtBusters findings, asserts that prolonged financial pressure can undermine people's ability to make decisions and find solutions to difficulties.

She states: 'It is cumulative stress that we have observed over the last five years... it has depleted the ability to make better decisions and think outside the box.'

The proportion of respondents who felt stuck increased from 29% to 34%. Kellerman explains that prolonged stress can lead to a feeling of helplessness, prompting people to avoid problems instead of confronting them. Such actions include ignoring bills, postponing difficult conversations, and withdrawing from opportunities that could improve their situation.

The Body Keeps Score

The psychological consequences do not only affect those who have already missed payments. Cholani Manzini, a teleclinician at Life Health Solutions, names insomnia, irritability, headaches, social isolation, and guilt over spending as signs of financial anxiety.

Manzini also warns that people may postpone necessary medical care due to inability to afford it, potentially worsening the effects of financial stress. The Wonga study shows that financial pressure also pushes more consumers toward informal lenders.

The Wonga survey revealed that 32% of respondents borrowed from informal lenders, known as mashonisas, in the past year, more than double the 15% recorded in their previous study. Manyanya believes that limited access to affordable formal credit forces financially vulnerable households to turn to lenders whose interest rates may be significantly higher.

Know Your Numbers

Meanwhile, Kim Potgiter, CEO of Chartered Wealth Solutions, says that financial worries can turn into a cycle of repetitive thoughts, exacerbating financial problems. She notes: 'We repeat the same questions, play out the worst-case scenarios, and worry about things that may never happen.'

Potgiter explains that people often carry childhood money beliefs, including fears of scarcity and financial insecurity, which can influence their decisions well into adulthood. Potgiter advises replacing assumptions with an accurate picture of household finances, even if the figures are unpleasant. She concludes: 'In any case, knowing is better than guessing.'

For those struggling with debt, early intervention can help prevent the escalation of financial difficulties. This may include communicating with creditors, seeking help from a registered debt counselor, or obtaining professional mental health support when anxiety becomes unmanageable. Manyanya concludes: 'Money stress doesn't just live in your balance sheet; it lives in your mind and body. We need to start viewing financial health as a form of psychiatric care.'

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