HDFC Bank reported a 4.7% year-on-year increase in net profit, reaching ₹19,510 crore for the second quarter of the fiscal year 2026-27 (Q2FY27), which aligns with analysts' forecasts.
The country's largest private lender demonstrated an increase in Net Interest Income (NII), which grew by 9.7% year-on-year for the period from July to September.
Financial Performance and Asset Quality
As of September 30, 2026, the Gross Non-Performing Assets (GNPA) ratio at HDFC Bank improved to 1.11%, compared to 1.17% in the previous quarter and 1.24% a year earlier.
Excluding non-performing assets in the agricultural sector, the GNPA ratio reached 0.87%, which is better than 0.91% in June 2026 and 0.99% in September 2025.
