September 21, 13:00UzDaily

Loan volume for the Mahalla Loyihasi project in Uzbekistan reached 14.8 trillion soms

The Central Bank of Uzbekistan reported that the volume of loans issued to enterprises under the Mahalla Loyihasi project reached 14.8 trillion soms for the period from January to August 2026. This figure exceeds the amount for the same period last year by 4.7 trillion soms, which represents a growth of 47%.

The planned lending volume for January-August was set at 10.1 trillion soms, but the actual lending exceeded this target by almost 4.7 trillion soms, achieving 146% of the plan. A total of 139,700 loans were issued under the project.

The regulator noted that the increase in lending occurred in all regions of the country. The highest growth rates were recorded in Navoi region (67%), Samarkand region (65%), and Syrdarya region (50%).

Keshkadarya and Fergana regions were among the five regions with the largest loan volumes for this project, receiving 1.51 trillion soms and 2.35 trillion soms, respectively. The total lending volume in these five leading regions amounted to 7.55 trillion soms.

The Central Bank of Uzbekistan emphasized that the results of the current year indicate not only an increase in the number of loans issued but also an expansion of financing scale in the regions, as well as a significant overachievement of the established goal.

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Uzbekistan entrepreneurs received 14.8 trillion soums under the Mahalla loyihasi project

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uzdaily.uzSeptember 19, 12:30

Uzbekistan Banks Issued Mortgage Loans totaling 18.3 Trillion Uzbek Sums

The Central Bank of Uzbekistan reported that commercial banks in Uzbekistan provided mortgage loans for housing purchases totaling 18.3 trillion Uzbek sums to nearly 59,200 citizens between January and August 2026. This figure exceeds the volume issued during the same period last year by 4.9 trillion Uzbek sums.

Average interest rates on the issued mortgage loans ranged from 16.9% to 21.6%, depending on the source of financing.

Distribution of Mortgage Loans by Market

Approximately 74% of all mortgage loans, amounting to 13.6 trillion Uzbek sums, were directed to the primary housing market, serving 43,757 borrowers. The secondary housing market received 26% of the loans, or 4.7 trillion Uzbek sums, covering 15,422 people.

Among borrowers, men accounted for 53%, and women for 47%. By age group, the largest share—64%, or 37,980 people—was comprised of citizens aged 31 to 50 years. The 18–30 age group provided 26% of borrowers (15,224 people), while 10% (5,975 borrowers) were over 51 years old.

Geography and Leaders of the Banking Sector

The largest volume of mortgage lending was registered in Tashkent, amounting to 5.592 trillion Uzbek sums. This is followed by the Andijan region with 1.591 trillion Uzbek sums and the Fergana region with 1.264 trillion Uzbek sums.

Among the banks leading in issuance volume, Halk Bank ranked first with 2.845 trillion Uzbek sums. Following them are Agrobank (2.771 trillion Uzbek sums), National Bank (2.212 trillion Uzbek sums), and Ipoteka-bank (2.167 trillion Uzbek sums).

It is also noted that over the past five years, the volume of issued mortgage loans has almost doubled: it grew from 9.8 trillion Uzbek sums in 2021 to 21.2 trillion Uzbek sums by the end of 2025.