Uzbekistan is implementing expanded support measures for entrepreneurs and families in accordance with the presidential decree 'On measures to increase household incomes through the creation of sustainable jobs and accelerated development of small businesses' (UP-193 dated September 11, 2026).
This document provides for the possibility of issuing unsecured loans to certain leading entrepreneurs. Decisions on such measures can be made by district and city headquarters responsible for creating sustainable jobs and increasing population income.
Entrepreneurs who attract families included in the Social Register into joint programs will be eligible for unsecured loans of up to 5 billion soums, with 50 million soums allocated for each participating family.
The authority to manage preferential credit resources within the framework of family and youth entrepreneurship development programs is transferred to district and city headquarters.
Starting from October 1, 2026, a mechanism will be introduced to compensate part of the interest expenses on commercial bank loans for self-employed individuals and small and medium-sized enterprises. This compensation will be provided based on decisions of district and city headquarters, using funds from the Joint Stock Company 'Entrepreneurship Development Company' or other designated sources.
The headquarters will make decisions based on local conditions, project effectiveness, and priority areas, and will be responsible for the targeted and effective use of funds. The headquarters' decision will serve as the basis for providing compensation.
Furthermore, no additional requirements regarding credit history, entrepreneur category, sustainability rating, or other criteria will be established. Entrepreneurs retain the right to apply directly to the Entrepreneurship Development Company for compensation in accordance with the general procedure established by law. Simultaneous compensation of the same interest expenses on the same financing is prohibited.
The decree also introduces changes to the sphere of social support. The authority to manage the funds of the 'Sahovat va Ko‘mak', 'Women's Notebook', and 'Youth Notebook' funds, as well as to organize social assistance and services financed through these funds, is transferred to district and city headquarters.
Starting January 1, 2027, the need for people in social assistance and services, as well as decisions on inclusion in the Social Register, will be determined using a multidimensional evaluation system. In addition to financial circumstances, this system will take into account chronic illnesses of family members, disability, external labor migration, the presence of many children, and other factors.
The socio-economic status of families will be assessed using a scoring system. Based on the results obtained, families will be assigned corresponding categories and will gain access to social support measures and services.
From the same date, the State Social Insurance Fund will begin paying childcare benefits to women employed under employment contracts, starting from the end of maternity leave until the child reaches one year of age.
Additionally, families classified as 'families receiving state support' in the Social Register will become entitled to additional interest-free loans within the framework of family entrepreneurship development programs. 100 billion soums will be allocated for this purpose in 2026, and 300 billion soums in 2027.
