According to data from the Central Bank of Uzbekistan, the turnover volume of payment terminals in Uzbekistan for the first seven months of the current year amounted to 387.35 trillion soms. As of August 1, 2026, nearly 75.7 million bank cards were in circulation in the country.
The country's payment infrastructure includes 453,500 installed terminals and 47,000 ATMs and information kiosks. Of the total number of ATMs and kiosks, 27,400 are operated by non-bank payment organizations, while the remainder is distributed among 36 commercial banks and the state cashier association UzInkassatsiya Birlashmasi DUK.
Leaders in transaction turnover
During the seven-month period, Aloqabank led the market in transaction turnover through terminals, processing over 41 trillion soms, which accounted for 10.6 percent of the total volume in the country. The National Bank of Uzbekistan (NBU) ranked second with a turnover of 32.2 trillion soms, corresponding to an 8.3 percent market share. The trio was completed by TBC Bank, which showed 25.2 trillion soms, or 6.5 percent.
In the top ten banks by terminal turnover, Hamkorbank was also featured with 22.55 trillion soms (5.8 percent), Ipak Yuli Bank with 21.32 trillion soms (5.5 percent), Uzum Bank with 21.19 trillion soms (5.5 percent), Ipoteka-Bank with 20.67 trillion soms (5.3 percent), Xalq Banki with 20.18 trillion soms (5.2 percent), Microcreditbank with 17.10 trillion soms (4.4 percent), and Agrobank with 16.53 trillion soms (4.3 percent).
Distribution of issued cards
The situation regarding the distribution of issued cards looks different. Xalq Banki remains the leading issuer, having issued over 12.1 million cards, accounting for 16 percent of the total number of bank cards in the country. It is followed by Uzum Bank with 7.2 million cards (9.6 percent), and Agrobank ranks third with 6.8 million cards (9 percent). Among other major issuers were Ipoteka-Bank with 5.67 million cards (7.5 percent), Hamkorbank with 5.24 million cards (6.9 percent), Anor Bank with 5.16 million cards (6.8 percent), NBU with 4.32 million cards (5.7 percent), Ipak Yuli Bank with 3.83 million cards (5.1 percent), TBC Bank with 3.64 million cards (4.8 percent), and Uzpromstroybank with 3.06 million cards (4.0 percent).
Terminal network density
Hamkorbank leads in terminal network density, having more than 68,000 installed devices. It is followed by NBU with 42,500 terminals and Xalq Banki with 34,200. Regarding ATM infrastructure, Xalq Banki ranks first among commercial banks, serving over 3,100 ATMs and information kiosks.
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