Prime Minister Modi sets goal to include 50 Indian companies in Fortune 500 list

Amid the downturn in the stock market, people are increasingly turning to low-risk investment instruments, diversifying their portfolios. Special attention is paid to bank deposits (FD) and small savings programs at the Post Office to be able to receive a significant sum in case of a market crisis.

A bank deposit can be a suitable option for those planning to invest in safe instruments for a period of five years and aiming to achieve substantial income. However, achieving impressive profits requires a significant initial deposit.

If you wish to place funds in a bank deposit, it is recommended to invest no less than 100,000 rupees to see a good return over five years. Some banks offer special promotions or higher rates for senior citizens, offering an interest rate of 8.5% or even 9%.

If 100,000 rupees are invested at an 8.5% rate, after five years this amount will be 152,279 rupees, with interest income amounting to 52,279 rupees. Similarly, with an annual rate of 9%, a deposit of 100,000 rupees will yield 156,051 rupees, meaning earnings of 56,051 rupees solely from interest.

Some financial institutions, including Shivalik Small Finance Bank, Jana Small Finance Bank, Unity Small Finance Bank, and Suryadaya Small Finance Bank, offer interest rates ranging from 8.30% to 9%.

The aggregate valuation of 300 leading Indian family businesses reached an impressive $1.46 trillion, equivalent to approximately 138 lakh crore rupees. If these companies were combined into a single country, they would represent the 18th largest economy in the world by gross domestic product, which is the total value of goods and services produced. Thus, their combined size surpasses the economies of countries such as the Netherlands, Saudi Arabia, or Switzerland.

According to the 'Most Valuable Indian Family Businesses' list for 2026, prepared by Barclays Private Clients Hurun India, these enterprises demonstrated significant resilience during periods of market instability. Despite major stock indices like the Nifty 50 and Sensex declining by 1.1% and 3.7% respectively over the last two years, the total value of these family firms increased by 27.5%.

Anas Rahman Junaid, founder of Hurun India, emphasized that these companies are not merely passive assets but 'the working engines of the economy,' adding 4,076 crore rupees to the value during this period every day.

At the top of the rankings, the Ambani family maintains its position as the third most valuable consecutively. Reliance Industries is valued at 25.8 lakh crore rupees. Following them are the Kumar Mangalam Birla family with a valuation of 8.14 lakh crore rupees and the Jindal family with a valuation of 8.02 lakh crore rupees.

The report also highlights the significant growth in first-generation wealth creators, led by the Adani family with a valuation of 19.6 lakh crore rupees. Adrish Ghosh, Head of Barclays Private Bank in India, notes that the top 100 first-generation enterprises are now valued nearly 62% higher than their established counterparts, indicating a new wave of entrepreneurial activity.

The impact of these businesses extends far beyond financial well-being. Together, they employ over 5.4 million people, exceeding the total population of New Zealand. Furthermore, they contribute 1.9 lakh crore rupees in taxes, accounting for about 17% of the total corporate taxes collected in India.

The leadership structure is also undergoing changes. Approximately 70% of these companies are now managed by the second generation. There is a growing trend towards professionalization: 71 companies are headed by professional CEOs instead of family members. Moreover, 79 families have established family offices—private structures designed to manage a family's capital and investments for long-term governance.

The report also reveals interesting demographic and geographical trends: Mumbai remains the undisputed hub for family business, hosting the headquarters of 119 companies. Regarding surnames, Gupta has overtaken Aggarwal as the most common surname on the list.

There is also an increase in inclusivity in leadership: 18 companies are now led by women. Priya Agarwal Hebbar of Hindustan Zinc leads the most valuable business headed by a woman, while Phalgunni Nair of FSN E-Commerce Ventures is the only woman leading a first-generation enterprise among the leaders.