The Central Bank (BC) released a Management Report indicating that nearly 80 billion transactions were conducted via Pix in 2025. Although the core infrastructure of Pix has never suffered a successful attack, the report clarifies that fraud occurs outside this network, specifically at its edges.
Rodrigo Gava, CTO of Vultus, explained in an interview with Olhar Digital that the attack surface resides in devices, credentials, applications, APIs, intermediaries, and participants operating at the margins of the infrastructure. The scams are facilitated by the high speed of the ecosystem, allowing criminals to use valid accounts or accounts opened with third-party data across various banks to disperse funds in seconds, making it difficult to freeze the amounts.
To counter this tactic, the Central Bank modernized the Special Return Mechanism (MED), allowing victims to contest the transaction directly through the bank application's self-service. This update enables the system to track and retain money even when it is moved sequentially across multiple accounts.
Gava emphasized that the evolution of the MED follows a logic of distributed incident response, as defense requires traceability and containment capacity equivalent to the speed at which fraudsters disperse money. In practice, the new structure integrates data intelligence and automatic alerts among financial institutions. When a notification is generated, the system flags risks in the Pix Key Identification Directory (DICT) and shares these indicators with the entire ecosystem, aiding in the swift identification and blocking of suspicious accounts.
Additionally, the regulatory body raised the standards required for fintechs and other entities operating in Pix. The report establishes stricter rules for obtaining operating authorizations and demands compliance with operational security protocols, aiming to eliminate vulnerabilities in companies with weaker controls. The expert stresses that this tightening represents third-party risk management, establishing a minimum safety floor at the system's edges.
Beyond direct combating of financial theft, the BC also addresses the misuse of the message field in transfers to disseminate threats, offenses, and illegal collections. To discuss ways to curb this abuse without harming the user experience, the regulatory body created a working group within the Pix Forum in 2026.
One of the BC's future plans is to develop a fraud probability indicator, using machine learning and artificial intelligence models fed by the Central Bank's own database to issue real-time risk scores. However, the BC maintains that the final decision regarding the retention, authorization, or rejection of any transfer will remain the exclusive responsibility of each institution, maintaining its autonomy. The implementation of this indicator depends on model calibration and legal assessments regarding data sharing.
The report also details that Pix expansion plans transcend national borders. There are advances in negotiations to connect the Brazilian system to foreign instant payment platforms, either through bilateral agreements or multilateral hubs, with the goal of enabling international remittances and purchases in local currency in a few seconds.
The coming years for Pix will include innovations such as contactless payment, recurring automatic charges, and the possibility of offline transactions. However, these conveniences shift the focus of cyber risks. Gava points out that the emergence of contactless Pix and the offline initiation model shifts the focus of risks to device integrity, digital wallet security, and behavioral detection.
To ensure the system's evolution without compromising user trust, the ecosystem must closely monitor the practical results of every measure adopted by financial institutions. The expert concludes that the next level of maturity will be measuring and disclosing the effectiveness of these controls, including blocking time, recovery rate via MED, and false positives, to confirm the effective reduction of risk.
The Motorola Edge 70 with 256 GB of storage is available with a 50% discount compared to its original price of R$ 4,499 at Magazine Luiza. By applying the coupon MOTOROLA100, the smartphone can be purchased for R$ 2,249 using Pix.
This device, which stands out for its elegant design, is considered the mid-range model among the five new devices launched in the line in 2026. Despite its classification as mid-range, it features a versatile and high-resolution camera system.
The cameras include wide lenses with enhanced HDR, ultrawide/macro, and front cameras, all with a resolution of 50 MP and 4K recording capability. Additionally, there is a triple light sensor to optimize light exposure control, which is advantageous for night photos.
The Edge 70's display is a 6.7-inch POLED screen that supports a 120 Hz refresh rate and reaches a maximum brightness of 4,500 nits. This configuration ensures a smooth experience when consuming content, such as social media, and maintains good visibility even under strong lighting.
Built from aluminum, the Edge 70 has a thickness of only 5.99 mm, competing with ultra-thin models from competitors like the S25 Edge and the iPhone Air. It also has IP68, IP69, and MIL-STD-810H certifications, ensuring high resistance against dust, water, and extreme environmental conditions.
In terms of processing, the device is equipped with the Snapdragon 7 Gen 4 chip, which includes an octa-core CPU with speeds up to 2.8 GHz and 8 GB of physical RAM, expandable up to 24 GB via RAM Boost. Although it does not offer the same level of performance as the Edge 70 Pro or the Motorola Signature, it provides well-balanced performance in various areas.
The battery, made of silicon-carbon, has a capacity of 4,800 mAh and supports 68W wired fast charging, as well as 15W wireless charging, providing greater convenience to the user. The device also integrates NFC connectivity, Wi-Fi 6E, and Bluetooth 5.4.
Motorola promises update support up to Android 20 for the Motorola Edge 70 (256 GB), which can be bought for R$ 2,249 via Pix, using the coupon MOTOROLA100 at Magazine Luiza.
XRP price forecasts suggest that the recent drop to the $1 mark may be part of an ongoing downtrend that has significantly damaged XRP holder portfolios. Despite news about growing demand for XRP Exchange Traded Funds (ETFs), the price chart shows few signs of recovery.
In contrast, the pre-sale of the Moonberg cryptocurrency ($MBX) has started very successfully, as traders seek access to an artificial intelligence-based trading terminal that already boasts over 650,000 community members. The $MBX token offers various use cases within the Moonberg trading infrastructure, making it an attractive option for utility-oriented crypto traders.
The XRP price briefly fell below $1 before recovering by a couple of cents. This level has been closely monitored by both bulls and bears for several weeks, meaning its breach could signal the start of another decline. Technical analysis indicates that bears maintain control. XRP continues to form higher lows and lower highs, and weak momentum and position below key moving averages reinforce the bearish outlook.
Positive reports of inflows into XRP ETFs have failed to support the price, as selling pressure continues to intensify. Increased institutional demand apparently has not convinced retail traders that XRP is worth holding, given that comparable large-cap tokens like HYPE and TRX are performing better. Benzinga forecasts a target price for XRP of $1.81 by the end of 2026, but this would likely require a brilliant second half for the entire altcoin market. CoinCodex is less optimistic, setting a maximum target of $1.20, implying a 20% increase from the current price. Overall, XRP price forecasts do not inspire confidence in a major recovery.
Moonberg is a multifunctional crypto trading hub focused on providing the latest AI-based tools, as well as data scanning and tracking features that usually require access to several different services. Among its tools: Moonberg processes 53.4 billion data points and 130 patented metrics. It possibly offers a wider range of tools than competitors like Nansen, which primarily focuses on blockchain analytics, and Arkham, which specializes in wallet tracking and entity analysis.
By combining these capabilities with charting, strategy development, and trade execution, Moonberg reduces the need to switch between separate platforms for analysis, wallet tracking, charting, and trade execution. The native utility token of Moonberg is now available through the official $MBX pre-sale. The total supply of $MBX is limited to one billion tokens. The pre-sale releases tokens in batches, with the first allocation, valued at $375,000, already sold out. Unusually for a pre-sale, the technology determining the token's value can already be tested and used by hundreds of thousands of traders. The token offers several practical use cases within the Moonberg ecosystem.
XRP price forecasts suggest that a major recovery in 2026 is unlikely. The recent dip below $1, even if brief, showed that the downtrend that has plagued the chart over the past year is far from over. The Moonberg pre-sale is well-positioned to capitalize on the sluggishness affecting major coins like XRP, offering a utility token tied to an established crypto trading terminal with a large user base and AI-powered trading solutions unavailable elsewhere.
XRP could recover above $1 if institutional demand continues to grow and the overall altcoin market improves. However, its pattern of higher lows and lower highs indicates that the bearish trend remains unchanged. Before a sustained recovery becomes more likely, XRP must reclaim the $1 level and hold above it.
Audi has begun delivering the new A5 Avant and A6 Avant e-tron models through its dealership network in Brazil. These two vehicles can be acquired for R$ 474,990 and R$ 699,990, respectively. The manufacturer reported that the A5 Avant sold out all available stock during the pre-sale period.
These launches are part of the brand's strategy to revitalize the wagon segment in the national territory. The A5 Avant is available only in the S line 2.0 TFSI quattro version, while the A6 Avant e-tron, also in the S Line configuration, represents the first fully electric Avant body vehicle manufactured by Audi.
Marcos Quaresma, Product Manager for Audi Brazil, emphasized that the company identifies considerable potential in the Avant segment.
The A5 Avant is derived from the third generation of the A5, introduced in Brazil in May of the previous year. It uses the Combustion Premium Platform (PPC) and features the 2.0 four-cylinder turbo engine from the EA888 family, in the evo5 variant. This engine generates 272 horsepower and 40.8 kgfm of torque, coupled with the seven-speed S tronic gearbox and quattro all-wheel drive with Ultra technology. The car can reach 100 km/h in 5.9 seconds, with a maximum speed electronically limited to 250 km/h.
Standard features include seven airbags, three-zone air conditioning system, panoramic sunroof with transparency adjustment, Head-Up Display, 360-degree view camera, adaptive cruise control, and Full LED Matrix headlights. With dimensions of 4.829 meters in length and 2.892 meters in wheelbase, it offers a trunk capacity of 448 liters, or 1,396 liters if the rear seats are folded down.
Built on the Premium Electric Platform (PPE), the A6 Avant e-tron features rear-wheel drive and is equipped with an electric motor that delivers 367 hp and 57.6 kgfm. These specifications allow it to reach 100 km/h in 5.4 seconds, with a maximum speed electronically limited to 210 km/h. The lithium-ion battery has a capacity of 100 kWh and operates on an 800-volt architecture.
The autonomy certified by Inmetro is 440 km. Regarding charging, it takes 21 minutes to go from 10% to 80% using DC chargers of up to 270 kW. In AC mode, the model supports up to 11 kW. Among its differentials are the Matrix LED headlights with eight light signatures, connected taillights, 21-inch Audi Sport wheels, and virtual side mirrors. With a drag coefficient of 0.24, the A6 Avant e-tron is slightly behind the A6 Sportback e-tron, which registers 0.21 and is considered the most aerodynamic Audi ever produced. Its dimensions are 4.928 meters in length and 2.946 meters in wheelbase.
Both models incorporate the cabin inspired by the 'Digital Stage' concept, presenting three screens: an 11.9-inch instrument cluster, a 14.5-inch multimedia center, and a 10.9-inch passenger display. The A5 Avant still features the Bang & Olufsen 3D sound system, composed of 16 speakers and 685 watts of power.
Furthermore, they feature the new version of Audi Connect in Brazil, which integrates over 30 functionalities through the myAudi application. These functions include digital key, emergency calls, vehicle tracking, remote commands, and navigation with real-time traffic information. For electric vehicles, the application assists in locating charging points and planning charging stops. The onboard artificial intelligence assistant uses ChatGPT technology, and Audi guarantees that the license comes with the car from the factory at no monthly cost.
