The Brazilian vehicle financing market concluded the first half of 2026 with a total of 3.78 million contracts. This figure represents a 10.9% increase compared to the same period last year, marking the best performance for this semester since 2008.
The Brazilian vehicle financing market concluded the first half of 2026 with a total of 3.78 million contracts. This figure represents a 10.9% increase compared to the same period last year, marking the best performance for this semester since 2008.
Data provided by Trillia, B3's business line focused on artificial intelligence and data analysis, indicates that despite the growth, the current volume is still 10.6% below the historical peak reached in 2008. That year, the sector had accumulated 4.23 million transactions in the first half.
The survey covers various types of vehicles, including passenger cars, light commercial vehicles, motorcycles, trucks, and buses, both new and used. Within this scope, used vehicles accounted for 2.38 million contracts, corresponding to 63% of the total, while zero-kilometer vehicles represented 1.39 million financings.
Analyzing the dynamics, it is observed that although used vehicles make up almost two-thirds of the volume, they showed a growth of 9.2% in the semester. This percentage was lower than the 13.9% registered by new vehicles, which jumped from 1.22 million to 1.39 million financings, demonstrating that new models drove the most pronounced growth.
The advance in concessions was observed in all regions of the country. The Center-West led this expansion with a 13.1% increase, followed by the Northeast (12.6%), South (11.2%), and Southeast (10.6%). The North region recorded slower growth, remaining in single digits at 4.4%, which is less than a third of the pace of the Center-West.
Looking at the monthly breakdown for June, the trend partially changed. Financing for passenger cars and light commercial vehicles totaled 434 thousand units, which meant a 11.9% year-on-year growth, but a 2.6% reduction compared to May. This boost was entirely generated by used vehicles, which reached 323 thousand contracts, representing a 12% increase. On the other hand, new vehicles registered a 3.3% contraction, totaling 112 thousand operations.
Additionally, there was an extension in the average contract terms, which rose from 46.3 to 47.2 months. This change reflects a greater preference for vehicles with up to three years of use and in the four to eight-year manufacturing range, reinforcing the importance of used vehicles in the credit structure.
The Federal District Police initiated an operation named 'Operação Infiltrados' against a criminal group that stole 7.76 million from a bank in Brazil. Furthermore, the investigation involves suspicions of obstructing justice and unauthorized access to confidential information, according to the Federal District Police statement.
According to investigative data, the suspects gained access to secret data of Caixa clients and beneficiaries to carry out electronic theft of funds. The corporation's announcement indicates that the group utilized the involvement of public officials and other suspects to hinder potential investigations and leak privileged information.
Investigative bodies also discovered support from individuals linked to illegal lotteries. The operation involved about 120 agents with the support of the Special Operations Group for Combating Organized Crime of the Federal Public Prosecutor's Office (Gaeco) to execute 25 search and seizure warrants. These warrants were carried out in the cities of Rio de Janeiro, Duque de Caxias, Nova Iguaçu, Niterói, and Cabo Frio, Rio de Janeiro state, as well as in Indaiatuba and Salto, in the inland region of São Paulo.
Caixa Econômica Federal issued a statement reporting joint work with the Federal District Police and cooperation in investigations and operations against fraud and scams. The bank emphasized that it continuously monitors its products, services, and banking transactions to identify and investigate suspicious cases. The state bank also notified that it possesses security strategies, policies, and procedures to protect the data and operations of its clients, as well as specialized technologies and teams to ensure the security of its processes and service channels.
