NTPC's net profit in the first quarter of the 2027 fiscal year increased by almost 13% to 6,897 crore rupees

IDBI Bank reported the results for the first quarter of the current fiscal year in its regulatory filings. The bank noted an increase in total income to INR 8,573 crore for the June quarter of 2026-27, compared to INR 8,458 crore a year earlier.

Quarterly Financial Performance

During the first quarter of the current fiscal year, the bank demonstrated a 5% increase in net profit, reaching INR 2,115 crore. This exceeds the net profit of INR 2,007 crore earned in the same quarter of the previous fiscal year.

The bank's interest income increased to INR 7,541 crore, whereas it was recorded at INR 7,021 crore in the June quarter of fiscal year 2026. Furthermore, Net Interest Income (NII) rose to INR 3,486 crore, which is 10% more than INR 3,166 crore in the first quarter of last year.

Operations and Asset Quality

Despite the rise in revenues, the bank's operating profit decreased to INR 2,168 crore compared to INR 2,354 crore a year ago. The Net Interest Margin slightly declined to 3.61%, compared to 3.68% in the April-June period of last year.

The quality of the bank's assets improved: Gross Non-Performing Assets (NPA) decreased to 2.3% of total loans by the end of June, down from 2.93% a year earlier. Similarly, Net NPAs, or bad loans, reduced to 0.16% from 0.21% in the period preceding the year.

Balance Sheet Growth

The total loan book grew to INR 258,968 crore as of June 30, 2026, which is 22% more than INR 211,907 crore on June 30, 2025. Total deposits increased by 10% to INR 325,757 crore at the end of June 2026, compared to INR 296,782 crore at the end of June 2025.

The Provision Coverage Ratio (PCR) remained unchanged at 99.31% as of June 30, 2026. Meanwhile, Return on Assets (ROA) decreased to 1.89% in June 2026 compared to 2.01% a year earlier.

The public sector lender Reserve Bank of India reported on Friday a 13 percent increase in net profit, reaching 1324 crore rupees for the June quarter.

Quarterly Financial Performance

For the reporting period, the bank's total revenue increased to 10,678 crore rupees. This figure is higher than 10,360 crore rupees for the same period in the 2026 fiscal year. The growth in total revenue was driven by an increase in interest income.

The bank's net profit in the current quarter amounted to 1324 crore rupees, compared to 1169 crore rupees in the same quarter of the previous fiscal year. However, operating profit decreased to 2,186 crore rupees from 2,304 crore rupees the year before.

Asset Quality and Provisions

The bank demonstrated an improvement in asset quality. Gross Non-Performing Assets (NPA) reduced to 2.60 percent of gross loans as of the end of June, down from 3.13 percent the previous year. Net NPAs remained stable at 0.49 percent as of June 30, 2026.

As a result of this improvement, provisions for bad loans significantly decreased—they fell from 468 crore rupees at the end of June 2025 to 346 crore rupees.

Capital Adequacy

Furthermore, the bank's capital adequacy ratio improved to 18.28 percent, showing an increase compared to 17.66 percent recorded at the end of the first quarter of the 2026 fiscal year.

The public sector bank Indian Bank, based in Chennai, announced a 10% increase in net profit for the first quarter of the current fiscal year, reaching INR 3,273 crore. In the same quarter of the previous fiscal year, the profit was INR 2,973 crore.

Quarterly Financial Performance

According to the report submitted to the regulator, the bank's total income for the June quarter of 2026-27 increased to INR 20,724 crore compared to INR 18,721 crore in the corresponding period of FY 26. Interest income also improved, amounting to INR 18,090 crore versus INR 16,283 crore a year earlier.

Net Interest Income (NII) grew by 17%, reaching INR 7,435 crore compared to INR 6,359 crore in the June quarter of FY 26. Furthermore, the bank's operating profit rose to INR 5,557 crore from INR 4,770 crore recorded in the same quarter last year.

Asset Quality and Provisions

The bank demonstrated an improvement in asset quality: Gross Non-Performing Assets (NPA) decreased to 1.86% of total loans by the end of June, down from 3.01% a year earlier. Similarly, Net NPAs, or bad loans, reduced to 0.15% compared to 0.18% in the previous year.

As a result of these changes, provisions for bad loans were reduced to INR 376 crore in the first quarter, down from INR 387 crore a year ago. The Provision Coverage Ratio (PCR) remained unchanged at 98.2% during the quarter.

Efficiency Ratios and Capital

The Return on Assets (ROA) improved to 1.34% for June 2026, whereas it was 1.03% in June 2025. Meanwhile, the bank's capital adequacy ratio decreased to 17.80% from 17.99% in the same quarter of FY 26.